About

Built for people who want to understand the math themselves.

The idea

BucketSavers exists because many retirement planning decisions are explained as if ordinary people cannot understand them. We disagree. The tradeoffs can be made visible with clear assumptions, plain language, and calculators that do not hide the ball.

The first focus

The first flagship tool is a Roth conversion planner. Its job is not to tell anyone what to do. Its job is to expose the tax bracket math, the amount reaching Roth, and the lost growth of dollars used to pay conversion taxes.

The bigger vision

The next major tool family is retirement bucket planning: cash, conservative assets, income, and growth buckets that can be stress-tested against market drops and recovery periods.